We have deep roots in the Hamilton and Oakville regions because of industries that were developed to accommodate the migration of its residents. We have over 80 years of experience in the financial services sector and offer a broad variety of financial products and services to our Members. We are descended from the industrial Credit Unions of the Hamilton Street Railway, Otis Elevator, and Ford Motor Company.

We take pride in our cooperative status. Every single one of our Members is therefore an Owner. Our members choose our Board of Directors, and they also benefit from the credit union’s success through accessible and cost-effective goods and services, a top-notch banking environment, and potential dividends and rebates. Since we are a cooperative and wouldn’t exist without our members, we cherish their business and every relationship we establish and always put their interests first. Since our clients and our owners are the same, there is no tension between them. Our members are also our stockholders.

We are a small, close-knit group of people working out of two branches and our Solution Centre. Even though we are small, we consider this a benefit. It not only allows us to interact with each member individually, but it also ensures that we can make decisions locally. We are aware that each person has a different background and unique situation. We take the time to get to know our Members since they are more than simply a credit score, and this allows us to offer the best options to help them achieve their financial goals. We are merely here to support our Members as they create their own momentum each and every day.

We provide our Members with a variety of practical methods to communicate with us, including telephone banking, internet, and mobile banking, our My MCU mobile banking app, a full-service Solution Centre (located in Hamilton), and a network of two branches.

We never lose sight of our roots and remain adamant that what counts most is supporting and enhancing our local communities. Through corporate donations, sponsorships, volunteer programs, and in-branch fundraising, we are proud to support members with special needs as well as invest in neighbourhood non-profits and small companies to help improve our communities and promote positive change.

If you are not a Member yet, join now and experience the MCU difference. You can count on us.