Earn cash rewards on everyday purchases with no annual fee.
The Momentum Visa Cash Back Card is your key to earning cash back for simply making everyday purchases. You’ll be rewarded with generous benefits and exceptional services.
Annual Fee: $0
Additional Cardholder Fee: $0
Annual Percentage Rate (APR) – Purchases: 19.90%
Annual Percentage Rate (APR) – Cash Advances: 19.90%
0.5 points for every $1 spent
2 points for every $1 spent at gas stations
Redeem points for cash, gift cards, merchandise or travel rewards
24/7 Customer Service
24/7 Online Account Management
Purchase Protection & Extended Warranty
Whether you’re buying electronics, appliances or any other major purchase, you can rest easier with any purchase made on your Momentum Visa Cash Back Card because you receive 90 days of purchase protection (up to a maximum of $50,000 per account for each year) and double the manufacturer’s warranty (for a maximum of one additional year).
Your account is monitored by sophisticated technologies to detect suspicious transactions. If this ongoing process reveals suspected fraud or a potential security breach, you will be contacted to verify if the charge is legitimate.
Shop with complete confidence – online or in-stores. The Zero Liability program offers you protection against unauthorized use of your card.
Mobile Device Insurance
The benefits provided with your Momentum Visa Cash Back Card can help protect your mobile device (up to $1,000 CAD) in case it’s lost, stolen, accidently damaged or experiences mechanical failure.
Terms and Conditions
For your convenience, the Visa Cash Back Terms & Conditions is available online.