I’m Going On a Trip
Planning that dream vacation or embarking on a year-long adventure? Whichever it may be, we have you covered.
This section is devoted to giving you all of the tools you will need for your trip. Bon Voyage!
I need to save
High Interest Savings Account
The savings account designed for long term savings. This account is service-charge free providing you manage your money online or through telephone banking. A convenient way to save while earning more with a premium rate of interest!
Automatic Transfer
Need help being consistent with your savings? Set up a recurring automatic transfer to your savings account.
GIC
The simple way to lock up your savings and get your money moving for you. With a GIC, you get a guaranteed rate of return over a fixed period of time with no risk to your principle.
Features:
- Fixed terms from 1 to 5 years
- Index Linked GICs
- Registered and Non-Registered terms
I need to borrow
Personal Loan
The ideal solution to getting the money you need up front. Simply make consistent, recurring payments for the life of your loan and pay it off early if you feel like it at no cost to you!
Features:
- term loans available 1–7 years
- competitive variable rate based on Momentum prime rate
- weekly, bi-weekly, or monthly payment options
- automatic transfer from your account or direct payroll deductions
- quick pre-approvals
Personal LOC
Prefer the flexibility of borrowing only when you need it? Then a LOC is the right option for you giving you access to the money you need right when you need it and the best part – you only incur interest if and when you use it.
Features:
- limits of $50,000
- competitive interest rate
- accessible 24 hours a day, 7 days a week
- flexible repayment schedules
- help cover surprise payments or incidentals
- can be used as overdraft protection on your chequing account
- no fee for usage
I need a credit card
We offer a full suite of Momentum Visa credit cards to suit your unique needs including the following options that are sure to get you the most out of your vacation.
Momentum Visa Travel Rewards Gold
The Momentum Visa Travel Rewards Gold card earns you the privileges you deserve wherever you go. From flight, hotel and cruise rewards to generous travel benefits, this card is the perfect one to get you there, and the perfect card to take along.
Features:
- Annual Fee: $99.00
- Additional Cardholder Fee: $30.00
- Annual Percentage Rate (APR) – Purchases: 19.90%
- Annual Percentage Rate (APR) – Cash Advances: 19.90%
- 1 point for every $1 spent
- Redeem points for cash, gift cards, merchandise or travel rewards
- 24/7 Customer Service
- 24/7 Online Account Management
- 24/7 Travel Assistance
Click here to learn more about the Momentum Visa Travel Rewards Gold card.
Momentum Visa US Dollar
The Momentum Visa US Dollar Card is your key to earning the privileges you deserve whenever you go to the United States or shop online with a US company. With no foreign transaction fees for US purchases this is the perfect card for travelling in the US.
Features:
- Annual Fee: $50.00 USD
- Additional Cardholder Fee: $35.00 USD
- Annual Percentage Rate (APR) – Purchases: 19.90%
- Annual Percentage Rate (APR) – Cash Advances: 19.90%
- 0.5 points for every $1 USD spent
- Redeem points for cash, gift cards, merchandise or travel rewards
- 24/7 Customer Service
- 24/7 Online Account Management
- 24/7 Travel Assistance
Click here to learn more about the Momentum Visa US Dollar card.
I need ®Member Card Information
Rest assured you can access your account with your ®MEMBER CARD at any of the following network locations:
- Interac®
- THE EXCHANGE® network
- ACCEL®
- Cirrus®
- Maestro®
If you do not currently have a ®MEMBER CARD, please contact a branch and a member service representative will be happy to assist you.