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RRSP Loan

Home / Personal Services / Loans / RRSP Loan

The product that allows you to top up your RRSP contributions or make your full annual contribution. Whatever your goals may be, we have flexible options to help you get there. Enjoy low rates and all of the power of an RRSP working to secure your future.

Features:

  • Term loans available from 1 – 5 years (secured & unsecured)
  • Competitive variable rate
  • Choice of repayment schedule
  • Quick pre-approval
  • Option to make extra payments or pay down at any time without penalty
  • Option to include life, disability and critical illness insurance


RRSP Line of Credit

This investment product is also available in a line of credit. An alternative to an RRSP term loan, a line of credit can also be your source to topping up your RRSP contributions. The difference is you can continue to pay down and use your line of credit year round without having to re-apply for your loan. We suggest putting your tax return on your line of credit so you can pay it down faster and re-invest in your RRSP for the following year.

Features:

  • Access to your money anytime you need it
  • Flexible repayment options
  • Competitive variable rate
  • Option to make extra payments or pay down at any time without penalty
  • Option to include life, disability and critical illness insurance

Contact the Solution Centre to apply or fill out our online application.

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