Earn 1 point for every $1 spent.
The Momentum Visa Centra Gold card gives you a great balance of low rates and reward possibilities. With this card, you’ll save money while enjoying high-value rewards including travel, gifts, merchandise and more—it’s easy and simple to fit into your lifestyle.
Annual Fee: $50.00
Additional Cardholder Fee: $10.00
Annual Percentage Rate (APR) – Purchases: 11.99%
Annual Percentage Rate (APR) – Cash Advances: 11.99%
1 point for every $1 spent
Redeem points for cash, gift cards, merchandise or travel rewards
24/7 Customer Service
24/7 Online Account Management
Purchase Protection & Extended Warranty
Whether you’re buying electronics, appliances or other major purchases, you can rest easier with any purchase made on your Momentum Visa Centra Gold Card because you receive 90 days of purchase protection (up to a maximum of $50,000 per account for each year) and double the manufacturer’s warranty (for a maximum of one additional year).
Auto Rental Collision / Loss Insurance
When you rent a car for up to 48 consecutive days, and charge the full cost of your car rental to your Visa Centra Gold Card, you may be covered if the rental car is damaged or stolen.
You’re protected while traveling by commercial airplane, train, cruise, taxi and much more under this card’s $125,000 accident coverage.
Your account is monitored by sophisticated technologies to detect suspicious transactions. If there is suspected fraud or a potential security breach, you will be contacted to verify if the charge is legitimate.
Shop with confidence – online or in-stores. The Zero Liability program offers you protection against unauthorized use of your card.
Terms and Conditions
For your convenience, the Visa Centra Gold Terms & Conditions is available online.