News: First Time Home Buyer

Buying your First Home

You're buying your first home - congratulations! There’s no doubt this is an exciting time in your life and it can also feel a little overwhelming. On top of all the time you’re spending house hunting and getting pre-approved for a mortgage,…
News: New Year's Resolution

Financial Resolutions for 2019

It’s the start of another new year which is when most people take some time to reflect on how far they’ve come over the past 12 months. It’s also a great time to hit the refresh button and jump on the opportunity to set new goals for…
News: Girl on Ipad

Basics of a Spending Ratio

Budgeting can be a tall task! Whether you’re starting out on your own or working towards bigger financial goals, creating and sticking to a budget is key. The question is, how do you know if your budget is working well for you? How much…
News: Girl on Ipad

Fraud Prevention Month

Fraud is everywhere and it's getting harder and harder to recognize as technology becomes more sophisticated and consumers rely on electronic channels more than ever. March is Fraud Prevention Month and while we should be taking steps to…
News: Girl on Ipad

How to Keep a good Credit Score

Anyone who has ever gotten a credit card or a loan has a credit history which in turn, establishes your credit score. Having a strong score is important because it has a big impact on whether or not you qualify for different forms of credit…
News: Girl on Ipad

Our Top Tips for Starting an Emergency Fund

  Most people are familiar with the term emergency fund. In theory, it’s just a separate stash of savings that is meant to help you through the typical emergencies that every person faces at some point in time. It could be a car repair,…
News: Girl on Ipad

RESPs 101

With the beginning of another school year upon us, it seems fitting to talk about the one savings plan that is sometimes overlooked by many parents. Most people are familiar with RRSPs and the options that come with planning their retirement…
News: Girl on Ipad

"EPIC" Student Finances

It's hard to believe the beginning of another school year is just over a month away. While students everywhere start to plan for another exciting year, finances may not be the first thing on their mind. It's a well known fact that school is…
News: Girl on Ipad

Protect Yourself from Fraud

March is Fraud Prevention Month so there’s no better time to learn about how to recognize, reject and report fraud! The Competition Bureau of Canada spearheads this campaign every year in hopes to educate Canadians about fraudulent activity…
News: Girl on Ipad

Banking Basics of a Credit Union

Melissa Grosser, a Torontonian blogger, is currently exploring credit unions as an alternative to banks and documenting her experiences and what she's discovering about co-operative banking on thirtysixmonths.com. Check out her latest post…